IDFC Bank Assiciate Relationship Manager

🧾 1. Role Variants & Purpose

IDFC FIRST Bank recruits Associate Relationship Managers across several retail banking verticals including:

• Loans (Home Loan / LAP)

• Business Loans (MEL/PL)

• Liabilities / CASA (Current & Savings Accounts)

• Rural Banking (Group/Household) LinkedIn+15careers.idfcfirstbank.com+15LinkedIn+15LinkedIn+5LinkedIn+5careers.idfcfirstbank.com+5

Common titles:

• ARM – Home Loan & LAP

• ARM – MEL/PL (Micro & Personal Loans)

• ARM – Liabilities / CASA

• ARM – Rural Banking Group (JLG formation, household credit)

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🔍 2. Key Responsibilities

a) Liabilities / CASA ARM:

• Promote and sell savings/current accounts and other liability products

• Meet branch sales targets, generate leads, ensure customer satisfaction

• Conduct customer visits and onboard new clients

• Coordinate with cross-sell teams and maintain compliance standards Wikipedia+1Scribd+1LinkedInLinkedIn+1Scribd+1

b) Rural Banking – ARM Group:

• Map villages and zones to create Joint Liability Groups (JLG)

• Support Group formation, disbursal, collection, and retention

• Drive acquisition, cross-sell loans and deposits

• Conduct field audits and follow SOPs for documentation and compliance careers.idfcfirstbank.com+8LinkedIn+8careers.idfcfirstbank.com+8

c) Loan Vertical ARM (MEL/PL, HL/LAP):

• Support Relationship Managers in loan sourcing and client servicing

• Deepen relationships with borrowers in retail credit segments like Micro, Personal, Home Loan, or LAP

• Assist in credit documentation and customer follow-up Scribd+7careers.idfcfirstbank.com+7careers.idfcfirstbank.com+7LinkedIn

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📌 3. Eligibility & Skills

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💵 4. Compensation & Culture

• Fixed pay typically ranges from ₹18,000 to ₹25,000 per month, depending on function and location

• Additional performance incentives based on targets and contributions

• Benefits generally include health insurance, provident fund, and field allowances Glassdoor+15LinkedIn+15LinkedIn+15LinkedIn+1LinkedIn+1

Work environments can be quite dynamic: AmbitionBox rates ARM roles at about 3.9/5, suggesting moderate pressure but decent learning exposure. AmbitionBox+1AmbitionBox+1

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✅ 5. Why Choose an ARM Role?

• Offers foot-in-the-door exposure into relationship and sales roles in retail banking

• Enables field-level client interaction, catchment planning, client acquisition, and portfolio support

• Serves as a stepping stone to higher roles such as ARM Senior, Assistant Manager, or full-fledged Relationship Manager

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🚀 6. Application & Preparation Tips

• Apply via IDFC FIRST Bank career portal, category: Sales & Relationship Management – Retail Banking

• Use job titles like “Associate Relationship Manager – [Liabilities/MEL/PL/HL/LAP]” to search for openings

• Interview prep: Expect aptitude checks, communication rounds, and scenario-based questions like “How do you build JLGs in village zones?” or “How would you promote CASA products?”

• Prepare to emphasize customer-first thinking, target orientation, and understanding of IDFC’s product lines like CASA, loans, or rural lending