Kotak Bank Relationship Manager
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RMs serve as the primary point of contact with clients—ranging from affluent individuals (NRI/HNI) to retail, business, or SME segments.
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They are responsible for acquisition and retention, cross-selling banking and investment solutions, and ensuring portfolio growth and service excellence.Unstop+15PW Skills+15Bank Zone+15Bank Zone
🛠️ Key Responsibilities
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Build and nurture relationships with clients—especially HNI, NRI, salary, or business banking customers—through consultative engagement.InstahyreBank Zone
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Offer banking solutions: CASA, loans, trade finance, treasury products, wealth investment, insurance, and fee-based services.IBS Business SchoolPW Skills
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Meet branch targets including CASA balances, loan generation, investment income, and NRI inflows.
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Coordinate closely with internal teams like credit, operations, and risk to ensure seamless client experience.PW Skills+1Apna+1PW Skills
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Monitor client portfolios and manage growth (assets under management, cross-sell ratios), while maintaining compliance.Kotak+15PW Skills+15learnforjobs.niit.com+15
👤 Eligibility & Experience
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Typically requires a Bachelor’s or equivalent graduate degree; MBA may be preferred for higher-tier roles.Instahyre+15Prosple India+15Bank Zone+15
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Suitable for professionals with 1–7 years’ experience in banking, financial services, wealth advisory, or sales. Entry-level RM roles often welcome those with minimal banking experience.Weekday+10Bank Zone+10Techfastic+10
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Key skills include strong communication, client servicing mindset, advisory orientation, and comfort with sales targets and financial product knowledge.PW SkillsTechfastic
💼 Compensation & Pay Bands
| Level of RM | Approx. Annual Package (₹ LPA) |
|---|---|
| Entry-level / Retail RM | ₹3.5 – 4.2 LPA base; range up to ₹6 LPA including incentives.Kotak+15Prosple India+15Indeed+15 |
| Typical across India (Indeed) | ₹7.5 LPA (range ₹1.6 – 17.8 LPA).Indeed |
| Service / RM roles (Glassdoor) | ₹5 LPA base with ₹0.5 LPA variable pay, and overall up to ₹8 LPA.Glassdoor |
| Senior / Corporate / NRI RM | ₹11–13 LPA (or more for elite roles in Mumbai).GlassdoorIndeed |
| High-end estimates | ₹14.6 – 31.7 LPA average (from ~17 profiles).6figr |
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Average base for RMs in India sits around ₹6 LPA; total compensation often crosses boundaries into the ₹8–12 LPA range, especially for affluent or portfolio-based roles.





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